Settlement

Every payment has a settlement mode that determines how the merchant receives the proceeds.

Modes

coin — Keep crypto

Funds remain in the token the customer paid in. ParaSta credits your custodial wallet for that token.

{ "settlement": { "mode": "coin" } }

fiat — Exchange to fiat immediately

ParaSta sells the received crypto on confirmation and deposits the equivalent fiat amount to your registered bank account. Rate locks at confirmation time. Supported fiat currencies: USD, KRW, IDR. See GET /v1/exchange_rates for current rates.

{ "settlement": { "mode": "fiat", "fiat": { "currency": "KRW", "account": "kacct_abc123" } } }

splits — Mix

Receive part as crypto, part as fiat. Useful for accounting hedging.

{
  "settlement": {
    "mode": "splits",
    "splits": [
      { "destination": "fiat", "fiat": { "currency": "USD", "account": "uacct_xyz" }, "percent": 70 },
      { "destination": "coin", "percent": 30 }
    ]
  }
}

Account default

Set a default in the ParaSta Dashboard → Settings → Settlement. Per-payment settlement overrides the default.

Settlement timing

Mode	Settlement T+
coin	Immediate (post-confirmation)
fiat	T+1 business day
splits	Coin portion immediate; fiat portion T+1

Fees

Fees are deducted from settlement, not added to the charge. See the Pricing page for current rates.